Your money grows
when we're behind it.
Estacado Federal Credit Union is built on a simple belief: the people who deposit with us deserve the returns. Every rate, every fee, every decision — guided by members, not shareholders.
What We Offer
Financial tools built
for real life.
From your first savings account to your biggest loan, every product is designed with member interests at the center — not profit margins.
Checking Accounts
No hidden fees, no minimum headaches. Everyday banking that works the way you do.
Savings Accounts
Competitive rates that actually grow your money. Because every dollar counts.
Home Loans
Whether it's your first home or your forever home, we make the path clearer and the rates fairer.
Personal Loans
Quick decisions, transparent terms, and rates that respect your budget — not exploit it.
Share Certificates
Lock in your rate and watch your savings grow with certainty. Great for short- and long-term goals.
Online Banking
Manage your money 24/7 from anywhere. Mobile deposits, bill pay, and real-time alerts at your fingertips.
1973
Year Founded
Our Story
A credit union that answers to the people who bank here.
Estacado Federal Credit Union was founded on a principle that still guides every decision we make: the people who deposit with us should be the ones who benefit. Not distant shareholders chasing quarterly returns.
Based right here in Eunice, New Mexico, we've spent over five decades building financial products that serve our members — better rates on savings, fairer rates on loans, and banking relationships built on familiarity, not algorithms.
When you walk through our doors on Main Street, you're not a account number. You're a neighbor. And that difference shows in everything we do.
Member-First
Your interests drive our decisions.
Community
Rooted in Eunice since day one.
Trust
Federally insured, locally managed.
Accessible
Real people, real answers, real fast.
Community Impact
We invest in the community
that invests in us.
Being a credit union means more than fair rates — it means showing up. Here's how we put our members and community first.
Youth Financial Literacy
Teaching young people the value of saving and smart money habits — starting early.
Local Event Support
Sponsoring events, teams, and causes that make Eunice a stronger place to live.
Charitable Giving
A portion of every member's savings goes back into local charities and nonprofits.
Ready to banking that actually works for you?
Join Estacado Federal Credit Union and experience the difference of a financial institution that sees you as a member — not a margin.
Get In Touch
Come see us. We're right here on Main Street.
Whether you have a question, want to open an account, or just want to talk through your options — we're here. No scripts, no hold music. Just people who care.
Address
911 Main St
Eunice, NM 88231
Phone
(575) 393-1596Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: Closed
Send Us a Message
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